Car Insurance Blog

Car-Insurance.com Blog is a great place to get the latest auto insurance industry news, buying advice, insurance laws, resources, and safe driving tips to help reduce costs for your auto insurance coverage. Have question, wanna help? Please feel free to ask us via our Twitter or Facebook page and your question may appear on our blog.

Cheapest Cool New Cars To Insure

To 10 Cheapest Cars To Insure

We’ve compiled data to list the top 10 cheapest new cars to insure and update it regularly as new data comes in.

These days, everyone is on a budget. Whether you are in a financial rut or trying to avoid one, the goal is to make the most out of your money. One of our major expenses in life besides a home is a car. Aside from the actual price of the vehicle, you have to consider the cost to insure it. Insurance costs can be pricey but there are vehicles out there that are a lot cheaper to insure. Here are the cheapest (but cool) cars to insure.

The first on the list of cheapest cars to insure is the 2012 Ram 1500. This is a great option for those who are looking for a reliable truck that is cheap to insure. The annual insurance cost of the 2012 Ram 1500 comes in at an amazingly low $700.

Next is the 2011 Nissan Cube. This car not only features an annual insurance cost of $1018 but it is an excellent value. Not only is this car affordable but it comes with a nice 1.8L L4 engine and a fuel economy of 24 MPG city / 29 MPG highway. This car more compact vehicle will save on your cost of insurance as well as gas. (more…)

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Pros and Cons of Paying Your Car Insurance With Your Credit Card

Credit Cards

Should users pay their insurance with credit cards?

Josh Anish is the senior writer at CoverHound.

Credit cards are a convenient way to pay for things on the spot. Whether it’s impulse shopping or setting up a schedule to pay bills, the relative ease of financing a purchase on your own terms (though not your own rates) is undeniable. And since you never want to make late payments on your core monthly bills, the option to pay them with your credit card is very appealing. Especially when it comes to you monthly car insurance bill. (more…)

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Getting Into An Accident This Summer Can Raise Your Car Insurance

Getting Into An Accident This Summer Can Raise Your Car Insurance imageYou should be aware that getting into accidents will affect your insurance in many cases, although sometimes it won’t. The most important factor that determines if your rates will go up is whether the accident is your fault.

You shouldn’t have to pay higher premiums if you get into an accident that’s not your fault. However, this can vary depending on the company that you’re with. It may even depend on the language in your particular policy.

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Most Common Factors that can affect your Car Insurance Rate

Most Common Factors that can affect your Car Insurance Rate imageThe average crime rate in your area is also one of the factors that will affect your insurance rates. If you live in an area where crime commonly occurs, insurance companies will make you pay for it because there will be a higher chance that you’ll have your car stolen or damaged in some form.

Competition is generally good for consumers. Therefore, you would stand to save a lot of money every month if you live in a state that has a lot of options as far as insurance companies are concerned. People who live in these states generally enjoy lower premiums because companies will have to compete to receive business from the residents.

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Cool Gas Price Widget that Saves You Money! – Get it For Free at Automotive.com

Cool Gas Price Widget that Saves You Money!   Get it For Free at Automotive.com imageHave you ever wondered who has the cheapest gas in your neighborhood? Short of driving around from gas station to gas station, there is really no way to tell. However, Automotive.com has developed a new widget that allows you to quickly and easily access this information right from the comfort of your own home–All you will need to do is enter your zip code into the tool.

The end result is that you will be provided with a gasoline price list of local gas stations. Using this tool could really help you save hundreds of dollars over the course of time.

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Buying a Quality New or Used Car

Buying a Quality New or Used Car imageRegardless if you are in the market for a new or used car then you are surely concerned about quality. Having a car that you can trust and rely on is an important thing to consider when in the market for a new vehicle. With so much information being available online these days it is easy to determine if a car is up to your standards or not. There’s no reason not to. One such site to do your research on is www.internetautoguide.com. By taking the time to do research you will be able to determine if a car you are interested has the features that make it a quality automobile.

For example, if you are looking at a used Ford Focus for sale, then there are some questions that you should ask yourself regarding it each vehicle that you look at. Asking yourself these questions and getting honest answers will allow you to determine if the car is worth your time. There would be nothing worse than making a quick purchase decision on a vehicle and then finding out that it is not up to your standards. You could be stuck with a pile of hefty repair bills or even driving a car that does not fit your lifestyle.

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Take Advantage of Discounts when Buying Auto Insurance

Take Advantage of Discounts when Buying Auto Insurance image
When it comes to buying auto insurance, you should look for a company that offers discounts based on the type of equipment you have in your car. Many companies will offer you a discount if you have updated safety equipment in your car such as anti-lock brakes and air bags. Having a car alarm installed will also be useful since it helps prevent your car from being stolen while reducing insurance rates in the process.

One of the important things that you need to pay attention to when buying car insurance is how you can get your car repaired in the event of an accident. Some companies dictate how you’re able to fix your car in this situation. They may require that you take your car to a certain body shop. In many cases, they’ll require that your car be fixed with aftermarket products instead of original equipment from the manufacturer. If you want to retain the flexibility to choose where to have your car fixed make sure that you sign up for a company that doesn’t limit your ability to do so.

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Things to Ask Your Car Insurance Agent

car insurance agent

Asking your insurance agent questions about your auto insurance policy is a good way to know if you are getting the best for your needs.

If you want to get the lowest price on your car insurance policy then you can’t be shy. You have got to ask your agent some pretty tough questions and demand honest answers. After all, no one these days can afford to be overpaying for a service such as auto insurance. If you take the right approach and ask the tough questions then there is a good chance that you will be able to get a better deal. Your insurance agent will be able to answer all of these questions you ask and give you advice along with the answers. (more…)

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New Year’s Resolution – Lower Your Car Insurance

New Years Resolution   Lower Your Car Insurance imageIt stands to reason that the more you’re on the road, the higher the chances of you being in an accident. Therefore, one of the best ways to get a discount on your car insurance is to reduce the number of miles that you drive on a daily or yearly basis.

If you really want to lower your car insurance, then you may want to consider changing the type of coverage that you have. You won’t be able to do away with liability in most cases, since 45 states currently mandate that you carry it. They also have a minimum amount, so you should stick with the minimum if you want to save more money.

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No Deposit Car Insurance isn’t for Everyone Due to a Few Disadvantages

No Deposit Car Insurance isnt for Everyone Due to a Few Disadvantages imageIt’s important to note that there are several factors that help determine how much money you have to pay for your no deposit car insurance. Your driving record is one of the most important factors. If you have a history of getting into accidents or getting tickets, then your new insurance company won’t think too highly of you and will reflect that fact in the amount that they charge you.

Another important factor that affects your no deposit car insurance is the type of car you drive. As a rule of thumb, expect to pay more for the privilege of driving a faster car. Other factors include your age, sex, and location.

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Best Ways to Compare Car Insurance Rates

auto insurance options

Comparing auto insurance rates and companies can help save money while providing better coverage.

Auto insurance is one of those things that people don’t like until they need it.  It’s easy to get discouraged about getting auto insurance because it takes time to provide details to get an accurate quote, rates can vary from city to city, car to car, and from one insurer to the next. With so many options that can change an auto insurance quote, its to good to learn the best ways to compare car insurance rates to help determine if you are getting the best coverage for the price.

Below are some helpful tips to help compare car insurance quotes.

Compare Coverage Plans: Don’t just look at the rate, but look at the details to help determine if its really comparing apples to apples. (more…)

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Progressive Direct Insurance Settles Violation Charges for 125k

progressive direct insurance

Progressives's wildly popular character Flo helps to portray reliable and friendly customer service.

Reports are coming out of the Boston area today saying that Progressive Direct Insurance Co. has agreed to pay $125 thousand in settlement charges stemming from a case where they mislead consumers about what information they collected in order to provide a quote for insurance.

The case details how Progressive informed about 3200 people in the Massachusetts division that their credit history would be used to help determine their insurance rates. (more…)

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Tips to Keep Insurance Premiums Low While Driving in the Snow

snow driving tips

Driving in snow has a lot more hazards that drivers need to be aware to keep insurance low.

With the holidays quickly approaching, people are out and about, busy shopping, and trying to get from one place to another.  With so much going many don’t think about their auto insurance premiums during this time of the year, but they should.  In some parts of the states, snow fall can mean havoc on the roads creating unsafe conditions, hazards, and other obstacles that could cause accidents or damage to a vehicle.  Knowing that this is a busy time and that the roads and conditions are not optimal, means that this is the best time to think about car insurance premiums and ways to keep them low.  Below are some tips to keep insurance premiums low while driving in the snow. (more…)

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Holiday Traveling Overseas and Renting a Car

Holiday Traveling Overseas and Renting a Car image

Need wheels for your next trip abroad? There's more to consider than driving on the "other" side of the road.

You probably won’t take your own car overseas, although some people certainly do. Most people end up renting a car though. You will have the option of purchasing insurance at the agency where you rent your car from. This is the best option for insurance if you’re making a sudden trip that you didn’t have time to plan for properly.

If you do sign up for insurance at a rental agency, then you’ll have various options. One of the most popular is a loss damage waiver. This type of coverage isn’t exactly insurance, but it does help limit your liability for damage in the event that you happen to get in an accident. The rental agency will be responsible for covering the damage instead of you.

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Reduce Insurance Costs For Your Teen With Driver’s Education Classes

Reduce Insurance Costs For Your Teen With Drivers Education Classes image

In most cases the best way for teens to learn to drive is through a driver's education class. These classes are often sponsored by schools.


Many parents are understandably worried when it comes time for their teen to start driving. In addition to providing them with a car, you’ll need to get them insurance too. Insurance premiums for teen are much higher than they are for other age groups. Therefore, you’ll likely want to know a few ways that you can reduce the insurance costs of your teen driving.

In some states, driver’s education classes aren’t required. If you want to pay less money for your teen to drive, then you’ll need to sign them up for driver’s education classes. In some cases, you’ll save up to 20% after they complete the courses.

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