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Connecticut Car Insurance Laws

Auto insurance laws vary from state to state, and what is required in one state may not be required in another so it is important to know the regulations in Connecticut. The penalties and fines for not having proper insurance can be expensive so make sure you know what is required in Connecticut.

CT Auto Insurance Laws and Regulations:

Connecticut Insurance Department
153 Market Street
Hartford, CT 6142

Minimum Car Insurance Coverage in CT:

$20,000 for injury/death to one person

$40,000 for injury to more than one person

$10,000 for damage to property

CT Insurance is Not Required on:

Off-highway vehicles

Non-registered nonoperational vehicles

Planned nonoperational cars with registration placed on "hold" with the DMV


CT Uninsured Penalties:

Penalties For Not Carrying Mandatory Insurance: $200 and your vehicle's registration could be suspended.

If you fail to pay the fine and rectify the situation, the state can revoke your ability to register vehicles in the future.


CT Department of Insurance Contact Information:

1-860-297-3800 or
Toll Free: 1-800-203-3447

CT State Insurance Department Website:





Directory of Connecticut Auto Insurance Agents by County

Fairfield
Hartford
Litchfield
Middlesex
New Haven
New London
Tolland
Windham

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