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New Hampshire Car Insurance Laws

Auto insurance laws vary from state to state, and what is required in one state may not be required in another so it is important to know the regulations in New Hampshire. The penalties and fines for not having proper insurance can be expensive so make sure you know what is required in New Hampshire.

NH Auto Insurance Laws and Regulations:

New Hampshire Auto Insurance Dept.
21 South Fruit St., Suite 14
Concord, NH 3301

Minimum Car Insurance Coverage in NH:

$25,000 per person injured

$50,000 total injuries for persons

$25,000 for property damage

NH Insurance is Not Required on:

Off-highway vehicles

Non-registered nonoperational vehicles

NH Uninsured Penalties:

In the state of New Hampshire it is not required to carry auto insurance, however, you must be able to prove financial responsibility, or that you have sufficient assets to pay any claims if you cause an accident. If you cannot prove financial responsibility, you will need to purchase auto insurance.

If you are convicted of drunk driving, you will be required to carry liability insurance for three years. If you are convicted again, the requirement rises to five years.

NH Department of Insurance Contact Information:


NH State Insurance Department Website:

Directory of New Hampshire Auto Insurance Agents by County


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