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Wyoming Car Insurance Laws

Auto insurance laws vary from state to state, and what is required in one state may not be required in another so it is important to know the regulations in Wyoming. The penalties and fines for not having proper insurance can be expensive so make sure you know what is required in Wyoming.

WY Auto Insurance Laws and Regulations:

Wyoming Dept. of Insurance / Herschler Bldg. 3rd Floor
East 122 West 25th St.
Cheyenne, WY 82002

Minimum Car Insurance Coverage in WY:

$25,000 for injury/death to one person

$50,000 for injury to more than one person

$20,000 for damage to property

WY Insurance is Not Required on:

Off-highway vehicles

Non-registered nonoperational vehicles


WY Uninsured Penalties:

Failure to comply with Wyoming state auto insurance laws can result in significant fines. Most first offenses are assessed with at least a $250 fine - but it could be much more. Second offenses generally result in double fines.

A driver who is found to be operating a vehicle uninsured can also face jail time. Always keep your policy current and pay your bills on time so you can avoid the prospect of these legal issues.


WY Department of Insurance Contact Information:

1-307-777-7401 or
Toll Free: 1-800-438-5768

WY State Insurance Department Website:





Directory of Wyoming Auto Insurance Agents by County

Albany
Big Horn
Campbell
Carbon
Converse
Crook
Fremont
Goshen
Hot Springs
Johnson
Laramie
Lincoln
Natrona
Niobrara
Park
Platte
Sheridan
Sublette
Sweetwater
Teton
Uinta
Washakie
Weston

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