Yes No
We Value Your Privacy. We are commited to privacy & strictly adhere to our privacy policy. For further details, please read our privacy policy.

First, it's pretty easy to take advantage of those simplistic, one-size-fits-all laws we have. Everyone knows that any rear-end collision is pretty much always the fault of the rear car, right? It's not hard for an opportunist to scan the roads for a Mercedes to fill his rearview mirrors, slam on the brakes, and file a claim. The "victim" may also go off after the accident to inflict additional damage, and he may later claim more passengers were injured than were even in his car at the time.

Stay skeptical around overly generous motorists. One example might be a merging situation in which the driver signals his intent to willingly yield to give you the right of way. Then he speeds up, a sideswipe occurs, and when the police arrive, he denies ever giving you any such signal.

Possibly easiest of all are "paper accidents", where the cost of accidents are simply exaggerated on paper (by a shady body shop) or fabricated altogether. Perpetrators typically keep claims under $1,000 so insurers would be less apt to investigate. Which is what makes it so easy.

If cautious, preventative driving doesn't work, then in any incident, the smart move is to document the responses, driver's licenses, and plate numbers of everyone and everything, take a photo or two if you have a camera handy, and call the cops right away. If the other guy wants to lie, make him lie right there, unrehearsed, for the official record, to the face of the law. If anything comes up, it will be easier to fight it then.

Additional Car Insurance Articles

Auto Insurance Overseas

Getting into an accident while on a trip overseas can drain your travel expenses if you are not properly covered. If only for peace of mind, proper insurance will ease your travel; you will be prepared for the worst, whate...

Ads by Google